Savings
 
First Account

Our First Account for everyone under 21 is designed to help young people get into the savings habit for life.

Click here to see the current First Account interest rates

Key Features
  • A special high interest account for young savers up to age 21.
  • You only need £1 to open the account and you can save up to £5,000.
  • Pay money in when you want and take out cleared funds from your account at any of our branches, twice a month, without interest penalty. Cash withdrawals are limited to £100 for under 18s.
  • You can draw your account down to just £1. 
  • We calculate interest on the balance of your account at the end of each day and pay you interest annually on 31st December.
  • Interest rates are variable and may change from time to time.
  • For children under the age of 10, the account must be controlled by an adult. 
  • We provide you with a passbook to help you keep track of your savings and interest.
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Check whether you are eligible
Because we are a local building society, we restrict new savings accounts to people who live in our branch network area. By entering your postcode here we can confirm if we are able to provide an account for you.