Not only can we offer great deals, but switching your mortgage can be completed in 4 simple steps

1 Discuss your mortgage with our expert
Contact the mortgage adviser at your local branch of the Cambridge to discuss your requirements. You may wish to borrow extra to carry out home improvements or pay off other loans you have. Generally, we can lend up to 80% of your property’s value. Our mortgage adviser will recommend which of our mortgages will best suit your needs and provide you with a personal illustration. If you then wish to proceed, our mortgage adviser will help you to complete an application form.

2 The mortgage application assessment
Once we have received your completed application form, we will conduct a credit search and ask you to provide evidence of income in order to establish that you can afford the mortgage repayments. Then we will arrange a valuation of your property to assess the security offered for the loan. We will instruct the valuer and pay for the report. Once our enquiries are complete, we will send you a ‘Mortgage Offer’ confirming that your loan has been agreed. The Mortgage Offer includes a full illustration of mortgage costs and terms.

3 The legal work
We then instruct our panel solicitor to arrange the legal work. We will pay the standard legal fees required to arrange the remortgage. The solicitor will carry out the necessary legal procedures associated with a remortgage, including making the necessary arrangements to repay the loan with your current lender and preparing the new mortgage documents.

4 The switch is complete
Your new loan account is set up and the switch is complete. Now you start to benefit from your new mortgage deal.

Why switch to the Cambridge?


We aim to provide our borrowers with good value loans over the long term. Our variable rate mortgage has been consistently recognised by consumer magazine 'What Mortgage' and in 2008, we have been awarded 'Best Regional Lender' for the second year running.

We provide a full range of mortgages and have a qualified Mortgage Adviser available at every one of our 23 local branches.

If you have any queries regarding remortgaging then please do not hesitate to contact us.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.